[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.isscb.cz\/hypoteka-pro-podnikatele\/#Article","mainEntityOfPage":"https:\/\/www.isscb.cz\/hypoteka-pro-podnikatele\/","headline":"Hypot\u00e9ka pro podnikatele","name":"Hypot\u00e9ka pro podnikatele","description":"I kdy\u017e by si spousta lid\u00ed asi \u0159ekla \u017ee b\u011b\u017en\u00fd zam\u011bstnanec bude m\u00edt slo\u017eit\u011bj\u0161\u00ed cestu k z\u00edsk\u00e1n\u00ed hypot\u00e9ky nebo spot\u0159ebitelsk\u00e9ho \u00fav\u011bru, je tomu naopak a zam\u011bstnanec dostane hypot\u00e9ku nebo \u00fav\u011br sp\u00ed\u0161e ne\u017e podnikatel. Zam\u011bstnanec m\u00e1 toti\u017e na rozd\u00edl od podnikatele pravideln\u00fd p\u0159\u00edjem, kter\u00fd m\u016f\u017ee dolo\u017eit a pokud spl\u0148uje v\u0161echny po\u017eadavky kter\u00e9 banka m\u00e1, hypot\u00e9ku z\u00edsk\u00e1 …","datePublished":"2024-10-18","dateModified":"2024-10-18","author":{"@type":"Person","@id":"https:\/\/www.isscb.cz\/author\/#Person","name":"","url":"https:\/\/www.isscb.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/9994033610bfa8d5c75e7c2dd1b5bdd54900f4ed2e7e5c6722d4887246e31af4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/9994033610bfa8d5c75e7c2dd1b5bdd54900f4ed2e7e5c6722d4887246e31af4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"isscb.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.isscb.cz\/wp-content\/uploads\/money-gd329a8e25_640_10_10_10_10_10_10_10_10_10_10_10_10_10_2.jpg","url":"https:\/\/www.isscb.cz\/wp-content\/uploads\/money-gd329a8e25_640_10_10_10_10_10_10_10_10_10_10_10_10_10_2.jpg","height":0,"width":0},"url":"https:\/\/www.isscb.cz\/hypoteka-pro-podnikatele\/","about":["Finance"],"wordCount":412,"articleBody":"       I kdy\u017e by si spousta lid\u00ed asi \u0159ekla \u017ee b\u011b\u017en\u00fd zam\u011bstnanec bude m\u00edt slo\u017eit\u011bj\u0161\u00ed cestu k z\u00edsk\u00e1n\u00ed hypot\u00e9ky nebo spot\u0159ebitelsk\u00e9ho \u00fav\u011bru, je tomu naopak a zam\u011bstnanec dostane hypot\u00e9ku nebo \u00fav\u011br sp\u00ed\u0161e ne\u017e podnikatel. Zam\u011bstnanec m\u00e1 toti\u017e na rozd\u00edl od podnikatele pravideln\u00fd p\u0159\u00edjem, kter\u00fd m\u016f\u017ee dolo\u017eit a pokud spl\u0148uje v\u0161echny po\u017eadavky kter\u00e9 banka m\u00e1, hypot\u00e9ku z\u00edsk\u00e1 celkem snadno. Je ale pot\u0159eba po\u010d\u00edtat s t\u00edm \u017ee \u0159adov\u00fd zam\u011bstnanec nesm\u00ed m\u00edt z\u00e1znam v registru dlu\u017en\u00edk\u016f. Nav\u00edc je pot\u0159eba dolo\u017eit ve\u0161ker\u00e9 p\u0159\u00edjmy a v\u00fddaje. Spousta OSV\u010c anebo firem se setkala u banky s odm\u00edtnut\u00edm p\u0159i \u017e\u00e1dosti o hypot\u00e9ku nebo o \u00fav\u011br na vy\u0161\u0161\u00ed \u010d\u00e1stku. Jde o to, \u017ee takov\u00ed \u017eadatel\u00e9 n\u011bkdy nemus\u00ed m\u00edt pravideln\u00e9 p\u0159\u00edjmy, co\u017e banky vy\u017eaduj\u00ed. Pokud pat\u0159\u00edte mezi firmy, kter\u00fdm banka odm\u00edtla hypot\u00e9ku poskytnout, m\u016f\u017eete se pod\u00edvat na hypot\u00e9ky bez registru Hypoteky-bez-registru.net. Ty jsou ur\u010den\u00e9 speci\u00e1ln\u011b podnikatel\u016fm, a nen\u00ed tak pot\u0159eba dokl\u00e1dat, \u017ee nem\u00e1te z\u00e1znam v registru dlu\u017en\u00edk\u016f a nen\u00ed pot\u0159eba ani dokl\u00e1dat p\u0159\u00edjmy. Nebankovn\u00ed spole\u010dnosti jsou k poskytov\u00e1n\u00ed hypot\u00e9k t\u011bmto subjektu benevolentn\u011bj\u0161\u00ed, ale je pot\u0159eba po\u010d\u00edtat s t\u00edm \u017ee hypot\u00e9ku ve v\u00fd\u0161i 100 % nez\u00edsk\u00e1te ani u nich a z\u00edsk\u00e1te maxim\u00e1ln\u011b 70 %. Z\u00e1rove\u0148 budete muset po\u010d\u00edtat s vy\u0161\u0161\u00edm \u00farokem. D\u00e9lka splatnosti u takov\u00e9 hypot\u00e9ky b\u00fdv\u00e1 klasicky do 30 let. Konkr\u00e9tn\u00ed podm\u00ednky v\u00e1m sd\u011bl\u00ed ka\u017ed\u00e1 spole\u010dnost, u kter\u00e9 si budete cht\u00edt vz\u00edt hypot\u00e9ku. Je ale pot\u0159eba po\u010d\u00edtat s t\u00edm \u017ee si budete muset podrobn\u011b pro\u010d\u00edst podm\u00ednky \u00fav\u011bru abyste nepodepsali n\u011bco co pro v\u00e1s nebude v\u00fdhodn\u00e9. Existuje nap\u0159\u00edklad americk\u00e1 hypot\u00e9ka, kterou m\u016f\u017eete pou\u017e\u00edt na cokoliv. M\u016f\u017eete tak \u00fav\u011br pou\u017e\u00edt t\u0159eba na n\u00e1kup vybaven\u00ed sv\u00e9 firmy nebo na n\u00e1kup vozidel. Vyu\u017eijte mo\u017enost z\u00edskat finance na cokoliv pot\u0159ebujete hned, a ne\u010dekejte a\u017e naspo\u0159\u00edte pot\u0159ebnou \u010d\u00e1stku za del\u0161\u00ed \u010dasov\u00fd \u00fasek. Pod\u00e1n\u00ed \u017e\u00e1dosti je jednoduch\u00e9 a jej\u00ed vy\u0159\u00edzen\u00ed je zpravidla do p\u00e1r dn\u00ed.                                                                                                                                                                                                                                                                                                                                                                                          4\/5 - (4 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Hypot\u00e9ka pro podnikatele","item":"https:\/\/www.isscb.cz\/hypoteka-pro-podnikatele\/#breadcrumbitem"}]}]