[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.isscb.cz\/potykate-se-s-nedostatkem\/#Article","mainEntityOfPage":"https:\/\/www.isscb.cz\/potykate-se-s-nedostatkem\/","headline":"Pot\u00fdk\u00e1te se s nedostatkem?","name":"Pot\u00fdk\u00e1te se s nedostatkem?","description":"\u017de jste u\u017e zase nevy\u0161li se sv\u00fdm platem? \u017de u\u017e v\u00e1m zase sch\u00e1zej\u00ed pen\u00edze a do dal\u0161\u00ed v\u00fdplaty je\u0161t\u011b zb\u00fdv\u00e1 mo\u0159e \u010dasu, tak\u017ee se dal\u0161\u00edch pen\u011bz jenom tak nedo\u010dk\u00e1te? Tak to v\u00e1m tedy ani trochu nez\u00e1vid\u00edm. \u017de v\u00e1s zasko\u010dil n\u011bjak\u00fd v\u00fddaj, kter\u00fd nebyl v pl\u00e1nu, a t\u00edm p\u00e1dem je z va\u0161eho dokonal\u00e9ho rodinn\u00e9ho rozpo\u010dtu rozpo\u010det …","datePublished":"2025-02-11","dateModified":"2025-02-11","author":{"@type":"Person","@id":"https:\/\/www.isscb.cz\/author\/#Person","name":"","url":"https:\/\/www.isscb.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/9994033610bfa8d5c75e7c2dd1b5bdd54900f4ed2e7e5c6722d4887246e31af4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/9994033610bfa8d5c75e7c2dd1b5bdd54900f4ed2e7e5c6722d4887246e31af4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"isscb.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.isscb.cz\/wp-content\/uploads\/ppppppppppppppp_10_10_10.jpg","url":"https:\/\/www.isscb.cz\/wp-content\/uploads\/ppppppppppppppp_10_10_10.jpg","height":0,"width":0},"url":"https:\/\/www.isscb.cz\/potykate-se-s-nedostatkem\/","about":["Finance"],"wordCount":461,"articleBody":"   \u017de jste u\u017e zase nevy\u0161li se sv\u00fdm platem? \u017de u\u017e v\u00e1m zase sch\u00e1zej\u00ed pen\u00edze a do dal\u0161\u00ed v\u00fdplaty je\u0161t\u011b zb\u00fdv\u00e1 mo\u0159e \u010dasu, tak\u017ee se dal\u0161\u00edch pen\u011bz jenom tak nedo\u010dk\u00e1te? Tak to v\u00e1m tedy ani trochu nez\u00e1vid\u00edm. \u017de v\u00e1s zasko\u010dil n\u011bjak\u00fd v\u00fddaj, kter\u00fd nebyl v pl\u00e1nu, a t\u00edm p\u00e1dem je z va\u0161eho dokonal\u00e9ho rodinn\u00e9ho rozpo\u010dtu rozpo\u010det hodn\u011b nedokonal\u00fd? Op\u011bt je mi v\u00e1s l\u00edto. Zkr\u00e1tka a dob\u0159e nejsou finan\u010dn\u00ed probl\u00e9my n\u00e1s lid\u00ed \u017e\u00e1dn\u00fdm d\u016fvodem k z\u00e1visti. A kdo trp\u00ed nedostatkem pen\u011bz, nem\u00e1 ani trochu vesel\u00fd \u017eivot. N\u011bkdo takov\u00fd mus\u00ed po\u0159\u00e1d myslet na to, na \u010dem by je\u0161t\u011b mohl u\u0161et\u0159it, \u010dlov\u011bka tak\u00e9 t\u00ed\u017e\u00ed uva\u017eov\u00e1n\u00ed o tom, jestli by se n\u011bkde nedaly rychle vyd\u011blat je\u0161t\u011b n\u011bjak\u00e9 pen\u00edze, p\u0159\u00edpadn\u011b n\u011bkdo takov\u00fd prohled\u00e1v\u00e1 byt v zoufal\u00e9 nad\u011bji, \u017ee t\u0159eba je\u0161t\u011b n\u011bkde najde n\u011bjakou zapomenutou hotovost\u2026 N\u011bkdy ale pen\u00edze dojdou a u\u017e v\u00e1\u017en\u011b nejsou. A potom bychom se m\u011bli my lid\u00e9 p\u0159ipravit na skute\u010dn\u011b t\u011b\u017ek\u00e9 \u010dasy. Ale kdy\u017e se nad t\u00edm zamysl\u00edme, nen\u00ed takov\u00fd \u010dern\u00fd sc\u00e9n\u00e1\u0159 nezbytn\u00fd. Je je\u0161t\u011b jeden zp\u016fsob, jak chyb\u011bj\u00edc\u00ed pen\u00edze sehnat a moci tak i nad\u00e1le norm\u00e1ln\u011b \u017e\u00edt. Ano, m\u00e1m na mysli p\u016fj\u010dku. Kdy\u017e nem\u00e1me dost sv\u00fdch pen\u011bz, mohli bychom si snad p\u016fj\u010dit od n\u011bkoho, kdo pen\u00edze m\u00e1 a je ochoten n\u00e1m pomoci. A kdy\u017e se to poda\u0159\u00ed, je po starostech. Jen\u017ee n\u011bkdy nem\u00e1me nikoho bl\u00edzk\u00e9ho, kdo by n\u00e1m cht\u011bl nebo mohl p\u016fj\u010dit.A co se t\u00fdk\u00e1 bank, ty sice maj\u00ed pen\u011bz spousty, ale tak\u00e9 se nehrnou do p\u016fj\u010dov\u00e1n\u00ed. Zejm\u00e9na kdy\u017e nem\u016f\u017eeme b\u00fdt my \u017eadatel\u00e9 o p\u016fj\u010dku py\u0161n\u00ed ani na sv\u00e9 p\u0159\u00edjmy, ani na registry dlu\u017en\u00edk\u016f. A tak je n\u00e1m po\u0159\u00e1d ouvej. Ale kdo pomoc hled\u00e1, m\u00e1 \u0161anci ji nakonec naj\u00edt. Krom\u011b p\u0159\u00edbuzn\u00fdch, p\u0159\u00e1tel, zn\u00e1m\u00fdch a bank tu m\u00e1me p\u0159ece i nebankovn\u00ed spole\u010dnost nab\u00edzej\u00edc\u00ed lidem nebankovn\u00ed hypot\u00e9ky. A kdy\u017e jsme vlastn\u00edky n\u011bjak\u00e9 nemovitosti, m\u016f\u017eeme j\u00ed tuto d\u00e1t do z\u00e1stavy a pak u\u017e je hypot\u00e9ka bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f jistotou. A t\u00edm si m\u016f\u017eeme p\u0159ij\u00edt k pen\u011bz\u016fm, kter\u00e9 pr\u00e1v\u011b pot\u0159ebujeme.                                                                                                                                                                                                                                                                                                                                                                                          4.5\/5 - (19 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Pot\u00fdk\u00e1te se s nedostatkem?","item":"https:\/\/www.isscb.cz\/potykate-se-s-nedostatkem\/#breadcrumbitem"}]}]